Insurance Appraiser Services for Home and Business Claims

If you don’t see eye-to-eye with your insurance company on the value of your property insurance claim during the claim adjustment process, you may have the viable option of invoking the appraisal clause. Because the insurance appraisal process is binding and legal, invoking this process is a key decision that should be strategically planned and carefully considered. An experienced and trusted public adjuster can carefully explain your viable options and rights as a consumer.

Stephen Hnat Public Adjuster offers top notch quality insurance appraiser services for business and home owners involved in claim disputes with their insurance companies for all insured loss claim types.

Understanding How the Appraisal Process Works

The appraisal process allows the property owner to bring in an independent insurance appraiser to determine the value and scope of the insurance claim. Meanwhile, your insurance company will also select and hire an appraiser of its own.

During the appraisal process, both your independent appraiser and the appraiser of your insurance company will select and agree on a neutral umpire. The Umpire will act as an “arbiter” or “judge” in the event that the two appraisers cannot agree on certain valuations. The neutral umpire will carry out the final determination if one can not be agreed upon by both appraisers.

Insurance Appraiser

Insurance appraisal

Insurance Appraiser

at a Glance

  • Analyze – We thoroughly analyze any and all claim-related materials and supporting documentation
  • Investigate – We reinvestigate damages using the latest infrared & claim technology
  • Develop – We develop our own assessments of damage and estimates to support our investigation and analysis
  • Consult – We consult with contractors, engineers and other professionals to make sure that we have all necessary data to support our claim presentation
  • Act – We act as your selected insurance appraiser and present our findings to the other side

Experienced Insurance Appraisers at Your Service

At Stephen Hnat & Associates, we typically work with independent Insurance Adjusters and Property Damage Appraisers who represent the insurance companies as their  appraiser. We are passionately committed to upholding your rights as a consumer throughout the appraisal process so you can typically get the best value possible. Contact us today to get started.