Aug 22, 2024 — Washington County homeowner fights insurance company after house partially collapses during renovation
A Carroll Township family’s years-long home renovation journey ended in devastation when their residence partially collapsed during what was meant to be their final project. The Cameron family has been forced to evacuate their home, leaving them in a dire situation.
In a recent meeting with KDKA-TV’s Erika Stanish, Stephen Hnat & Associates Public Adjusters assessed the property’s extensive damage. The critical question now centers on financial responsibility for replacing the entire structure. As public adjusters specializing in these cases, we can definitively state that the Camerons’ insurance policy provides coverage for this collapse. Their policy specifically includes protection for collapse incidents during construction, even in cases of unintentional errors by homeowners.
While insurance companies typically approach large-loss claims with heightened scrutiny, the coverage terms in this case are clear. The situation has moved beyond simple repairs – the county has declared the structure unsafe for occupancy. With complete demolition and rebuilding now necessary, our firm stands ready to advocate for the full coverage the Camerons are entitled to under their policy.
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