Public Adjuster Altoona

Why You Can’t Always Rely on Your Insurance Company

Insurance companies may claim to be “on your side” or “like a good neighbor,” but when disaster strikes,
their priority often shifts to minimizing payouts—not helping you rebuild. That’s where we come in.

Common Misunderstandings About Insurance Coverage

Many Altoona homeowners and business owners mistakenly believe their insurance covers all types of damage.
In reality, claims are frequently denied or underpaid—leaving policyholders frustrated and unsure of what to do next.

Why Insurance Policies Are Difficult to Interpret

Insurance policy language can be dense, technical, and filled with loopholes. Without expert guidance, it’s easy to misinterpret your coverage—
and that can cost you thousands of dollars in claim payments.

Let a Professional Public Adjuster Handle the Stress

Don’t fight your insurance company alone. With Stephen Hnat & Associates, you have a licensed public adjuster in Altoona
who understands the fine print and will advocate on your behalf to secure the maximum settlement.

Why Choose Stephen Hnat & Associates in Altoona?

• We represent YOU, not the insurance company
• Licensed and experienced public adjusters based in Altoona
• Proven success with thousands of residential and commercial claims
• Dedicated to getting you the compensation you deserve

Our Services in Altoona, PA

• Free claim evaluations
• 24/7 consultation and support
• Expert representation for residential and commercial property claims

Contact an Altoona Public Adjuster Today

Don’t wait for your insurer to dictate the outcome of your claim. Get the guidance you need from a professional who’s on your side.
Stephen Hnat & Associates is Central PA’s leading public adjusting firm.