How to Choose a Public Adjuster

When you experience property damage to your business or home, having someone on your side to navigate the claims process can be beneficial. Many times, property owners choose to hire public adjusters because it saves time, reduces stress, and produces a better settlement from the insurance company. Choosing the right public adjuster can be difficult. How do you know which one will deliver the best results?

Here is some tips and question about How to Choose a Public Adjuster

Check Their License Status

Public Insurance adjusters are required in Pennsylvania, Ohio, West Virginia and Maryland to be licensed. You can ask for proof of license or contact the State Insurance Department in your state yo verify their license is in good standing.

Ask, If They Are Local?

A lot of Public Adjuster Firms are not local to the area. Some companies will put up a bought mailing address on google business page for the local downtown area. First it is the utmost importance that your Public Insurance Adjuster visits you property and reviews the damage. Secondly, it is quit common for a Public Adjuster to meet with the Insurance Adjuster on site to review the damage. Lastly, will they be handling your claim personally, or do they hand it off to someone else.

Ask, About their experience?

Public Adjuster not only need to be experienced in adjusting a claim but they should have knowledge of construction and estimating.

Ask, Will they be handling your claim personally?

Are you interviewing the individual(s) who will actually be adjusting the loss? Or is the person simply a sales rep, who will hand off your claim to someone else.